28 S SHORE ROAD, ELKTON, MD 21921

$1,250,000

Waterfront Living + Income/Guest Potential on the C & D Canal. Welcome to your private oasis - 4285 sq ft Water Front Rancher with 3 Beds 2 Baths, plus a 696 sq ft Carriage House with 1 Bed 1 Bath. Both are situated on nearly an acre of land with… Read More commanding waterfront canal views, a sandy swim beach, and a deep-water dock equipped with two 10,000-lb lifts. Watch the big ships come up and down the C & D Canal. The Main Residence is located at 28 Shore and features a fresh paint job in designer neutrals, complemented by new luxury vinyl plank flooring throughout. The Water-view Primary Suite - wake up to sunrise over the Canal, enjoy dual walk-in closets, and unwind in a three-piece bath with heated floors and an oversized walk-in shower. Chef's Kitchen - stainless-steel appliance package (2025), abundant cabinetry, granite countertops, a large walk-in pantry, and an island all open to the water-facing family room. Off the kitchen is a Walk-Up Attic - a massive floored space ready for storage or future expansion 20 x 40. Heading downstairs is a Finished Walk-Out Basement (1,172 sq ft) - family room, recreation zone, and dedicated movie room, all with full-height windows and the same spectacular view. There is also an unfinished utility/storage room that is 18 x 20, which could also be finished. The main house includes two 200-amp electrical Panels, a 2-car garage, and a private loop driveway. Heading outside is an Outdoor Entertaining area with a Composite Main Deck off the family room, lower-level composite deck, and a side patio complete with built-in grill and outdoor fireplace - three venues to soak in the sights and sounds of passing boats. The private dock features two 10,000 LBS Boat Lifts, accommodating sizable cruisers or fishing boats. Gorgeous Sandy Beach is perfect for swimming or enjoying an evening bonfire. Key improvements include new stainless appliances (2025), a Brand-New septic system (2025), Fresh interior paint, and LVP flooring (2025). The Carriage House @ 20 Shore is (696 sq. ft.) a blank canvas, ideal for a guest cottage, multi-generational suite, or lucrative short-term rental. The Setting, Tucked along a tranquil stretch of the C & D Canal, the property combines easy deep-water access to the Chesapeake and Delaware Bays with quick drives to I-95, shopping, and dining. Bring your boat, your guests, and your imagination - this turnkey waterfront compound delivers the lifestyle you've been waiting for. Read Less

Courtesy of Amber Durand, Patterson-Schwartz Real Estate [email protected]

Listing Snapshot

Days Online

Last Updated

Aug 31, 2025

Property Type

Single Family Residential

Beds

Full Baths

Square Ft.

4,285

Lot Size

0.91 Acres

Year Built

2006

MLS Number

MDCC2018064

30 Days Snapshot Of 21921

$351k

-16%

(avg) sold price

homes sold

-18%

(avg) days on market

Snapshot

Area Map

Additional Details

Interior Features

Skylight(s), Attic, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Window Treatments

Property Access

Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Waterski/Wakeboard

Appliances & Equipment

Built-In Microwave, Cooktop, Dishwasher, Dryer - Electric, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater

Basement

95.0 % finished, Daylight, Partial, Heated, Improved, Interior Access, Outside Entrance, Poured Concrete, Rear Entrance, Sump Pump, Walkout Level, Windows

Building

4,285 sqft living area, 2,571 sqft above grade (finished), 1,714 sqft below grade (finished), Built in 2006, Major renovation in 2025, Structure Type: Detached, Wall & Ceiling Types: Dry Wall, 1.5 levels, Ranch/Rambler, Concrete, Glass, Stone, Stucco

Cooling

Electric, Heat Pump(s)

Exterior Features

Boat Storage, Exterior Lighting

Floors

Luxury Vinyl Plank

Foundation

Slab

Garage

2 garage spaces

Water Features

Navigable Water, Water Access, Water Body Name: C & D Canal/Back Creek, Water Body Type: Canal, Water Oriented, Waterfront Features: Y, Boat/Launch Ramp - Private, Private Dock Site

Heating

Electric, Heat Pump - Electric BackUp

Laundry

Main Floor

Lot

39,640 sqft, 0.91 acres, Fishing Available, Front Yard, Landscaping, Rear Yard, Rural, Year Round Access

Parking

Paved Parking, Private

Property

Additional Parcels, Dock/Slip Conveys, 2 docks, Other Structures: Above Grade, Below Grade, Outdoor Living Structures: Deck(s), Patio(s), View: Canal, 2 boat slips

Roof

Architectural Shingle

Sewer

On Site Septic

Taxes

Tax Annual Amount: $7,214, Tax Year: 2024

Utilities

Electric Service: 200+ Amp Service, Hot Water: Electric

Windows

Double Pane, Vinyl Clad

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